Title insurance offers financial protection against problems which could develop as a result of defects in the chain of title, or outstanding liens or judgments that could jeopardize your investment. Title insurance pays the cost of defending against any covered claim.
There are two types of Title Insurance. Your lender likely will require that you purchase a Lender's Policy. This policy only insures that the financial institution has a valid, enforceable lien on the property. Most lenders require this type of insurance, and typically require the borrower to pay for it.
An Owner's Policy on the other hand is designed to protect you from title defects that existed prior to the issue date of your policy. In addition to financial loss up to the face amount of the policy, your owner's title policy covers the full cost of any legal defense of your title. In Florida, the seller generally pays for the Owner's Policy.
The one-time premium is directly related to the value of your home.
It is a one-time only expense, paid when you purchase your home. Yet it continues to provide complete coverage for as long as you, or your heirs, own the property.
2470 Sunset Point Road phone (727)793-0070
Clearwater, Florida 33765 fax (727)793-0642
Our main office is in Clearwater, Florida. We also have a satellite closing location in New Port Richey, Florida. The counties we service are as follows. The pricing is the same for all counties in Florida.
Alachua, Baker, Bay, Bradford, Brevard, Broward, Calhoun, Charlotte, Citrus, Clay, Collier, Columbia, Desoto, Dixie, Duval, Escambia, Flagler, Franklin, Gadsden, Gilchrist, Glades, Gulf, Hamilton, Hardee, Hendry, Hernando, Highlands, Hillsborough, Holmes, Indian River, Jackson, Jefferson, Lafayette, Lake, Lee, Leon, Levy, Liberty, Madison, Manatee, Marion, Martin, Miami-Dade, Monroe, Nassau, Okaloosa, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Santa Rosa, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, Suwannee, Taylor, Union, Volusia, Wakulla, Walton, Washington.
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